Wednesday, June 6, 2012

Pre-trip Planning: Insurance

We were surprised to discover that even robust US-based medical plans often do not cover overseas treatment.   We have, therefore, chosen to supplement our standard health insurance with special travel coverage.

Our travel insurance was relatively inexpensive and covers us in the event that we have any mishaps while abroad that require medical care.  Or, in the unlikely event that something catastrophic happens, our travel insurance will pay for immediate evacuation or the repatriation of our remains. 

We purchased our insurance through HCC Medical Insurance Services, but there are many companies that offer this type of coverage.  For us, the peace of mind of knowing we’ll be covered in the event of an unfortunate event is well worth the premium cost.

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